Flexible Payments with Affirm
With Affirm built directly into AR Pay, practices can offer flexible, transparent payment plans to eligible customers at checkout—no extra steps required.
From Startup to Scale, We’re Built for Every Stage.
Instant Availability with AR Pay
Affirm is natively integrated into AR Pay, allowing your practice to offer eligible patients clear, pay-over-time options directly at checkout—with no separate configuration or external platforms required.
Normal AR Pay Workflow
Affirm appears as a payment option in the same checkout interface your team already uses. Patients can enroll and use their funds at the time of checkout.
No Extra Setup
Practices do not need additional onboarding to make Affirm available. When you activate AR Pay with Stripe, you get nearly instant access to start using Affirm.
Consistent Experience
Your practice keeps the same payment workflow their used to, and your patients manage their repayment through the Affirm app post-transaction.
Flexible Payment Choice for Eligible Patients
Affirm allows eligible patients to split their purchase into predictable, transparent payments with no hidden or late fees. This gives patients more flexibility while keeping your workflow simple.
Predictable Rates
Patients see exactly what they’ll owe—no hidden fees or surprises- and your practice always pays a fixed rate of 5.1% regardless of the patient’s choice of plan or their credit worthiness.
Payments on Their Terms
Affirm’s Adaptive Checkout™ technology delivers personalized payment options that are tailored to each purchase—including flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 36 months.
A Trusted Partner
Join 337K merchants in the Affirm network who are improving their conversion rates and increasing ticket sizes with patient financing.
A Seamless Checkout Experience
Affirm functions within AR Pay’s unified financial ecosystem, eliminating the need for platform switching or manual steps. Staff complete checkout the same way they do with any other AR Pay method.
One System, One Flow
No toggling between tools, portals, or devices. Payments are connected to your patient appointments, their profile and Business Insights ensuring you have complete visibility to all payment data.
Staff Efficiency
There’s no need for double work, and Affirm’s patient approval process takes less than 2 minutes. There’s no wasted time or effort for your staff, and Affirm can be used with Text2Pay making it even more efficient.
Patient-Friendly
Patients can review repayment options on their own mobile device and make the selection that best fits their needs without staff involvement.
Smarter Revenue Opportunities
Affirm can help practices support larger treatment plans and improve conversion, all while maintaining AR Pay’s streamlined process.
Supports Higher-Value Treatment Plans
Payment flexibility can help remove financial barriers for eligible patients. Affirm merchants typically see a 20% repeat purchase rate and a 60% increase in average order amounts.
Improves Conversion Rates
More patients move forward because they have more ways to pay. 76% of consumers using Affirm would have delayed payment or skipped the service without Affirm.
Modernize with Affirm
Patients who are already have existing purchasing power from prior approvals at any merchant can use those funds with your practice. If they already have Affirm, they can quickly apply for a credit increase in their Affirm app.
Learn More About Affirm
Built to Support Every Stage of Your Aesthetic Journey.
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