Get Fast Funding For Your Business
Quick access to funds to help grow your business–without the hassle of traditional loans with AR Capitol.
From Startup to Scale, We’re Built for Every Stage.
See how Aesthetic Record powers your next move.
Fast funding and flexible payments
Simplified application process – apply in a few clicks! Eligibility is based on factors like your payment volume and history on Aesthetic Record. Get funds quickly. If you’re approved, receive your funds in as little as one to two business days directly into your linked account.
Use funds to support your business’s growth
If approved, access flexible financing for anything your business needs
Invest Where It Matters Most
Choose from various card reader options that work with desktop checkout and the iOS Provider App. Whether your in the clinic or on-the-go, taking payments is easy with our AR Pay readers.
Tailored Solutions For Your Business
Offer patients the option to pay with their bank account and lower your processing fees! Unlike traditional bank ACH, it’s verified instantly and at a reduced rate of 2.1% through Text2Pay.
Customize the Size of your Financing
Turn your iPhome into a mobile payment terminal! From the iOS Provider App, you can allow patients to tap their card at checkout.
Frequently Asked Questions
How does Stripe Capital determine who qualifies for an offer?
Eligibility is determined by Stripe based on a combination of factors, including overall sales volume and history of Stripe payments from Aesthetic Record. Eligible US businesses will receive an email from Stripe if they have an offer available.
Do I have to pay interest on Stripe Capital financing?
No, you’ll pay one flat fee that does not change. You won’t pay any interest on top of this fee.
Will applying for an offer affect my personal credit rating?
Applying for financing through Stripe Capital might include a personal credit check under some circumstances, but this credit check doesn’t affect your personal credit score. If a personal credit check is required you will be notified during the application process. All offers are
Can I request a different offer amount?
After clicking the link in your capital offer email, you will be able to review the offer, and can use a slider to choose a custom amount (up to the maximum offer amount). The financing fee and payment rate adjust based on the amount you choose.
When do I need to pay the flat fee to Stripe Capital?
The flat fee is included in your payment total so you’ll automatically pay it through a fixed percentage of your sales until the total amount is paid to Stripe Capital.
Financial Disclaimer
Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. See your Dashboard for the terms of your offer.